No corner of the reinsurance marketplace is more dynamic than the property catastrophe market. Prices fluctuate, and the rules governing property catastrophe programs have changed, and continue to change.

To stay ahead of those changes, Collins offers the insights of experienced staff, the effectiveness of state-of-the-art Analytical Services and the latest market knowledge needed to secure the necessary support for property catastrophe reinsurance programs.

The rules have changed in risk analysis: to reinsure property catastrophe risks requires the latest catastrophe modeling technology, as well as other technologies and experienced people to utilize them.

• Collins licenses the major catastrophe modeling software programs, including those produced by Risk Management Solutions (RMS), Applied Insurance Research (AIR) and EQECAT.
• We go beyond merely analyzing catastrophe exposures by using our own proprietary software programs to help insurance executives optimize the spread of risks within a portfolio, for profitable results.

The rules have changed in risk management: an insurer with property catastrophe exposures must have access to secure and knowledgeable markets.

• Collins maintains an active market list of reinsurers whose security is closely monitored, and links clients with experienced reinsurance underwriters in the United States, Bermuda, London and elsewhere in Europe.
• We also know that, today, it's not always a matter of only traditional reinsurance. Support may come in the form of sidecars, industry loss warranties and funding from hedge funds or other capital market participants. Collins can arrange for the capital needed to support today's property catastrophe programs.
  

The rules have changed in marketing the property catastrophe program: before the program even goes to market, it must be fully evaluated and properly developed to help ensure a successful placement.

• We assess the specific risks that are scrutinized by reinsurers - whether for Gulf Coast or East Coast exposures, California quake, Midwest storms or other catastrophe risk.
• Collins thoroughly analyzes a portfolio to make sure it can be placed in the global reinsurance marketplace.
• The rules have changed - but Collins has the people technology and knowledge to help clients stay ahead of the changes.